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German companies reported increased reliance on trade credit in B2B transactions to cushion impact of tighter monetary policy on the business.

A strong deterioration in the trade credit risk landscape for UK companies was shown by a series of trends in our survey. One major issue was a marked increase in late payments and bad debts.

Swedish companies have strong concerns looking ahead about how they will be affected by new regulations related to European and global climate change goals.

A sharp worsening of B2B customers' payment practices during the past months prompted a range of actions in response by companies polled in Ireland.

French businesses polled across various sectors acknowledged the value-added benefits of strategic credit management in the current volatile and extremely unpredictable economic environment.

Swiss companies express anxiety about the impact of exchange rate swings on the business. They fear that it will create pressure on both export demand and on operating margins.

As the economy faces headwinds chiefly due to weak domestic demand, uncertain exports trend and high borrowings costs, Spanish businesses withstand trade credit risk to strengthen cashflow.

Dutch companies’ response to a gradual decline in payment morale of B2B customers during the past months was sharper focus on working capital management.

Sharp downward trend in B2B sales on credit of Danish companies. Key factors are weak domestic demand, strong export headwinds and enhanced perception of the risk of B2B payment default.

The Atradius Payment Practices Barometer is an annual survey of business-to-business (B2B) payment practices in markets across the world. These are the 2023 survey findings for Western Europe.